Privacy Policy (Last Updated 3/2/26)
Compair Group LLC, a Michigan based business (“Compair Insurance”, “Compair Group LLC”, “www.compairinsurance.com”, “our”, “us”, or “we”), values your privacy. To ensure transparency, we have formulated this Privacy Policy to inform you about the information we gather when you visit the website compairinsurance.com (referred to as the “Website”) and/or utilize our services offerings provided through our Website (collectively known as the “Service”). This policy outlines the reasons for collecting this information and how it is utilized.
By accessing and utilizing the Website or the Service, you acknowledge your acceptance of this Privacy Policy and the gathering and utilization of information as described herein. This Privacy Policy represents the entirety of our practices and takes precedence over any prior iterations.
We retain the right to modify this Privacy Policy by publishing a fresh edition on our Website or within the Service. It is your responsibility to periodically review this policy. In the event of any modifications, we will update the “Last Updated” date and may provide notification or communicate the changes via the Website and/or the Service. Your continued utilization of the Website or the Service implies your consent to this Privacy Policy and any subsequent revisions.
What Information Does Compair Insurance Collect?
We gather, utilize, store, and transfer various types of Personal Information concerning you. For the purpose of this policy, “Personal Information” refers to any data that can be used to identify, describe, or reasonably link to an individual or household. At times, we may request Personal Information to enhance your Service experience, such as facilitating communication, registering special features, or completing transactions. The decision to provide such Personal Information is entirely up to you.
However, opting not to provide requested Personal Information may limit your access to certain Service features.
To clarify the utilization of Personal Information, we have categorized the following types of data, which will be referred to throughout this notice:
Technical Information: In order to provide software updates, product support, and related services (if applicable) for the Service, we may collect and utilize technical data and associated information regarding your device(s), system and application software, and peripherals. This data, referred to as Technical Information, is periodically gathered. Additionally, we may automatically receive and record information in our server logs from your browser, which may include your IP address, cookie information, browser details, and requested pages. “Cookies” are text files sent by websites to identify a visitor’s browser or store information/settings. You have the option to disable cookie storage through browser or device settings, but please note that certain website features may not be accessible without cookies. Visit http://www.aboutcookies.org for more information on managing cookies.
Location-Based Information: By utilizing the Service, you acknowledge and agree that Compair Insurance may collect location-based data (“Location-Based Information”) from you. This information is owned by Compair Insurance.
How does Compair Insurance Collect Personal Information?
We employ diverse methodologies to gather personal information from you and about you, encompassing the channels outlined below.
How Does Compair Insurance Use Personal Information?
Unless stated otherwise herein or in any applicable Terms of Service, the Personal Information and Location-Based Information we collect are utilized to support your association with Compair Insurance, our products, services, or partners. Our objectives include, but are not limited to, the following:
In cases where you wish to resume your quoting process at a later time and maintain a session across devices, we may employ the Personal Information you provide to establish “cross-device” capabilities. This will enable you to retrieve your quotes and access your profiles across multiple devices.
Furthermore, we utilize information for the following purposes:
Compair Insurance may utilize Location-Based Information, in a non-personally identifiable form, to enhance, market, or promote our products. This may include compliance with insurance-related laws or regulations. We may also sell or license Location-Based Information concerning our users, including Service Providers, in a manner that does not enable personal identification. However, please note that certain information or content you provide through the Service may inherently allow third parties to personally identify you or contribute to such identification.
Sharing Of Personal Information
Compair Insurance may disclose Personal Information or Location-Based Information it collects about you to third parties, including insurance carriers, agents, and other insurance professionals (“Insurance Professionals”). However, this sharing only occurs if we determine, based on your actions (including actions and submissions on our Website), that you intend to engage with such Insurance Professionals through our Service. This includes Insurance Professionals whose products or services may be promoted through channels outside of our Service.
Please note that Compair Insurance does not sell your Personal Information to Insurance Professionals or other third parties. In the case of Insurance Professionals, the shared Personal Information may be used by them to perform a “soft pull” of your credit report. It is important to understand that any credit reports pulled will be done directly by the respective Insurance Professionals and not by Compair Insurance. A “soft pull” does not have a negative impact on your credit report. However, once you decide to proceed with an Insurance Professional, they may request additional credit reports. The pulling of such reports will be subject to the privacy policy of the relevant Insurance Professional, as outlined in the “Third-Party Websites, Services, and Applications” section of this Privacy Policy.
Unless you initiate a telephone conversation with us, we will not contact you by phone, and we will never share any telephone number(s) you provide to us or receive from third parties with any third parties.
Agents or contractors of Compair Insurance may have access to your Personal Information and Location-Based Information on a need-to-know basis to perform services on behalf of Compair Insurance. All agents or contractors with access to such information are required to maintain confidentiality and use the information solely for the purpose of carrying out the services or as otherwise mandated by law.
We may also share certain Personal Information or Location-Based Information with service providers to facilitate the operation of our Service. Additionally, we may share Personal Information or Location-Based Information with service providers to allow them to obtain and provide us with additional information about you (including through “prefill” services).
Compair Insurance or its agents or contractors may disclose Personal Information or Location-Based Information if required by law or in good faith belief that such action is necessary to:
Finally, in the event of a merger, bankruptcy filing, or sale of assets by Compair Insurance, the information you provide through the Service may be transferred to a third party or shared with the company involved in such transaction as part of that transaction.
Security of Your Information
We implement various physical, electronic, and procedural measures to safeguard Personal Information. Our systems are designed to prevent unauthorized usage of Personal Information on shared computers, as users are required to log in through our applications.
It is important to note that when you voluntarily disclose Personal Information through public-facing aspects of the Service, email, or chat areas, other individuals may collect and utilize that information. In essence, by sharing Personal Information online in publicly accessible areas, you may receive unsolicited messages from third parties. Please be aware that we are not responsible for the security or privacy of any Personal Information you choose to submit in connection with these public features.
In the event of a security breach, we may send an email to the address you have provided us. Depending on your jurisdiction, you may have a legal right to receive written notice of a security breach.
Third-Party Websites, Services and Applications
Please note that other websites and services, including those of third parties with whom you interact through our Website or Service, may gather personally identifiable information about you. This Privacy Policy does not encompass the information practices of those third-party websites, services, or applications.
Furthermore, specific Personal Information may be accessible to third parties via our Application Programming Interface (“API”). The usage of third-party applications created using our API is governed by the terms of use and privacy policies of those third-party developers. It is important to be aware that such third-party applications may expose user information.
To enhance our understanding of how users utilize the Service and to improve user interactions, such as refining interest-based ads and analyzing site traffic for fraud prevention, we may employ third-party services such as Google Analytics and Google reCaptcha. These services, including Google Analytics and Google reCaptcha, may collect information about your Service usage through cookies, advertising identifiers, and other technologies. The collection and utilization of data by these third parties, including Google Analytics and Google reCaptcha, are subject to their respective privacy policies.
Remarketing and Retargeting
At Compair Insurance, we utilize the services of third-party remarketing platforms (such as Google AdWords, AdRoll, and Facebook) to advertise on external websites to individuals who have previously visited http://www.compairinsurance.com or our associated properties. This means that we may display ads to past visitors who have not completed specific actions on our site, such as submitting an inquiry through the contact form. These advertisements may appear on various websites within the networks of these platforms, including Google search results, Facebook, and other sites across the internet. Third-party vendors use technologies like cookies and advertising identifiers to deliver ads based on a person’s previous interactions with Compair Insurance’s offerings. Rest assured that any data collected is used in accordance with our own privacy policy as well as the privacy policies of these third-party remarketing services.
If you wish to customize how Google advertises to you, you can visit the consumer opt-out page for the Self-Regulatory Principles for Online Behavioral Advertising at http://www.aboutads.info/choices/ to manage your preferences and adjust or opt-out of Google Display Network ads by visiting http://www.google.com/ads/preferences/. Similarly, you can modify your AdRoll preferences or settings at http://info.evidon.com/pub_info/573?v=1&nt=1&nw=false. For broader opt-out choices, please visit http://www.networkadvertising.org/choices.
We also employ Remarketing with Google Analytics, which enables us to display tailored ads to you based on your activities within the Service using cookies and advertising identifiers on your device. To opt out of specific Google Analytics Advertising Features, you can visit https://tools.google.com/dlpage/gaoptout/.
Please note that our websites are not designed to respond to “do not track” signals received from browsers.
International Transfers
The Personal Information collected through the Service may be stored and processed in various locations, including the United States or any other country where Compair Insurance, its affiliates, subsidiaries, agents, or contractors maintain facilities. By utilizing the Service, you explicitly consent to the transfer of your information outside of your country to these locations.
Access, Correction, and Deletion
To the extent allowed by the laws in your jurisdiction, you have certain rights regarding your Personal Information. These rights include the ability to (i) access the Personal Information we hold about you, (ii) request corrections to any inaccuracies in that information, (iii) object to the use of your personal information, (iv) ask for the deletion of your personal information from our database and that of our service providers, and/or (v) receive equal service and pricing when exercising these rights. If you wish to exercise these rights, please contact us using the information provided in the “How To Contact Us” section of this Privacy Policy. In some cases, we may need to verify your identity before granting access to the information, and there may be a fee associated with providing you with a copy of your Personal Information, as permitted by applicable law.
Special Notice For California Residents
If you are a resident of California, you have specific rights under the California Consumer Privacy Act (“CCPA”) regarding your Personal Information.
Right to Access Personal Information: You have the right to request information about the collection, use, and disclosure of your Personal Information. This includes the right to request specific pieces of Personal Information that we have collected about you.
Right to Deletion: You have the right to request the deletion of your Personal Information that we have collected and retained, subject to certain exceptions under the law. To exercise your rights to access or deletion, please submit a verifiable request to us using the contact information provided in the “How To Contact Us” section of this Privacy Policy.
Only you or someone legally authorized to act on your behalf can make a verifiable request related to your Personal Information. You may make a maximum of two verifiable requests for access within a 12-month period. To ensure a successful verification process, please provide sufficient information to confirm your identity or the authority of your representative.
Additionally, provide clear details about your request to help us properly understand and respond to it. If we cannot verify your identity or the request’s connection to you, we may be unable to fulfill your request or provide Personal Information.
We will not discriminate against you for exercising your rights under the CCPA. This means we will not deny you goods or services, charge different prices, provide a different level or quality of goods or services, or suggest any such differentiation based on the exercise of your rights, unless permitted by the CCPA.
How To Contact Us
If you have any inquiries regarding this Privacy Policy, or if you wish to request updates to your information, modify your preferences, or exercise your data protection rights, please reach out to us at support@compairins.com.