Last Updated: August 12, 2026
Compair Insurance Quotes LLC (“Compair,” “we,” “us,” or “our”) respects your privacy and is committed to appropriately protecting information entrusted to us.
This Privacy Policy and Insurance & Financial Privacy Notice (“Privacy Policy”) explains how we collect, use, disclose, retain, and protect information when you visit compairinsurance.com, request or compare insurance quotes, create or use an account, purchase or use Quote Refresh, communicate with us, or otherwise use websites, products, features, applications, or services that link to this Privacy Policy (collectively, the “Services”).
Compair Insurance Quotes LLC is a licensed insurance producer. Compair is not an insurance company and does not underwrite or issue insurance policies. Insurance policies are underwritten and issued by third-party insurance carriers.
This Privacy Policy also serves as our Insurance & Financial Privacy Notice to the extent applicable to nonpublic personal financial information collected or maintained by Compair in connection with insurance products and Services.
This Privacy Policy applies to information collected by Compair in connection with the Services.
Insurance carriers, consumer reporting agencies, payment processors, insurance technology providers, and other independent third parties may separately collect information under their own privacy notices or policies. Their independent collection and use of information is governed by their applicable policies and applicable law.
Where a separate notice, authorization, acknowledgement, or consent is required for a particular insurance product, consumer report, communication program, jurisdiction, or activity, that additional notice or consent supplements this Privacy Policy.
For purposes of this Privacy Policy, “Personal Information” generally means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked to an individual or household, subject to the definitions and exceptions contained in applicable law.
The information Compair collects depends on the insurance products and Services you request and how you interact with Compair.
Compair may collect information such as:
Compair may collect information such as:
Compair may collect information such as:
For property-related insurance, Compair may collect information such as:
Compair may collect information such as:
Where reasonably necessary for an insurance transaction and permitted by law, Compair may collect driver’s license numbers and other government-issued identifiers.
Compair may collect Social Security numbers or similarly sensitive identifying information only where reasonably necessary for an insurance, underwriting, verification, fraud-prevention, or legally required purpose and where permitted by applicable law.
Information used for insurance quoting, eligibility, rating, underwriting, verification, or fraud prevention may include:
Compair may collect information such as:
Complete payment-card information may be collected and processed directly by a third-party payment processor rather than being received or stored directly by Compair.
Compair may collect information such as:
When you communicate with Compair, we may collect information concerning the content and circumstances of the communication, including:
When you use our Website or electronic Services, Compair may automatically collect information such as:
If a feature requests precise device location, Compair will use such location information only as permitted by your device settings and applicable law.
An insurance transaction may require information concerning a spouse, child, household member, driver, property owner, lienholder, mortgagee, dependent, or other person.
If you provide information about another individual, you represent that you have a lawful basis and appropriate authority to provide that information for the insurance-related purpose for which it is submitted.
Compair may collect information:
Compair may use Personal Information to:
Insurance carriers and authorized providers may obtain or use consumer reports, claims-history reports, motor-vehicle records, credit-based insurance information or insurance scores, property information, identity-verification information, fraud-prevention information, and other underwriting data where permitted by applicable law.
Such information may affect insurance eligibility, underwriting, premium, discounts, coverage, or other policy terms.
These activities may be performed directly by an insurance carrier, by an authorized insurance-data or technology provider, or, where legally permitted, by Compair in connection with the insurance transaction.
If a separate consumer authorization is required before a particular report may be obtained or used, the required authorization may be presented during the insurance quote or application process.
If an adverse insurance action is taken based in whole or in part on a consumer report, the responsible party will provide any notice required by applicable law.
When you request an insurance quote, application, review, or other insurance-related Service, Compair may disclose Personal Information to participating insurance carriers, authorized insurance professionals, insurance technology providers, comparative raters, insurance networks, and other parties reasonably necessary to obtain, evaluate, present, process, rate, underwrite, or service the insurance transaction you requested.
Such disclosures may include contact information when reasonably necessary to complete or service the insurance transaction you requested or where you have separately consented to communications from Compair or applicable insurance partners.
If you affirmatively consent to receive calls, text messages, or other communications from Compair and insurance partners, Compair may disclose contact information and records of the applicable consent to insurance partners, communications providers, or service providers as reasonably necessary to carry out communications within the scope of that consent.
The specific consent disclosure presented to you when you provide consent controls the scope of any communication authorization.
Compair may disclose Personal Information to service providers and contractors that support our operations, including providers of:
Compair requires service providers to handle information for appropriate purposes and subject to applicable contractual or legal confidentiality, privacy, and security requirements.
Compair may disclose Personal Information to entities under common ownership or control, if any, where reasonably necessary for lawful business purposes and permitted by applicable insurance and privacy law.
Compair may disclose information to attorneys, accountants, auditors, insurers, consultants, and other professional advisors where reasonably necessary for legitimate business, insurance, compliance, or legal purposes.
Compair may disclose information when Compair reasonably believes disclosure is required or appropriate to:
Personal Information may be evaluated, disclosed, or transferred in connection with an actual or proposed merger, acquisition, financing, investment, restructuring, sale of assets, bankruptcy, dissolution, change of control, or other business transaction, subject to applicable law.
Compair does not sell your name, email address, telephone number, or insurance quote information as stand-alone consumer insurance leads to unrelated third-party lead buyers for those parties to independently market unrelated products or services to you.
Compair does not sell Personal Information to third parties solely in exchange for money.
This does not prohibit disclosures reasonably necessary to obtain, evaluate, process, rate, underwrite, or service an insurance quote or transaction you requested; communicate within the scope of consent you provide; operate the Services; use service providers; prevent fraud; comply with law; complete a business transaction; or otherwise make disclosures permitted by applicable insurance or privacy law.
Certain state privacy laws may define some disclosures involving advertising cookies, pixels, or similar technologies as a “sale,” “sharing,” or “targeted advertising” even when no money is paid for Personal Information. Where such a law applies to Compair and the applicable information, Compair will provide the rights or controls required by applicable law.
This section provides additional information regarding nonpublic personal financial information collected in connection with insurance products and Services.
Depending on the insurance product or Service, Compair may collect nonpublic personal financial information from:
Categories of such information may include identifying information, contact information, insurance history, policy information, claims information, vehicle information, property information, consumer-report information, transaction information, payment information, and other information reasonably related to an insurance transaction.
Compair may disclose categories of nonpublic personal financial information reasonably necessary for insurance quoting, rating, underwriting, verification, administration, servicing, fraud prevention, regulatory compliance, business operations, or other purposes permitted by applicable law.
Recipients may include:
Compair does not currently disclose nonpublic personal financial information to nonaffiliated third parties in a manner that Compair understands requires consumers to be provided an opt-out right under Michigan insurance financial-privacy law.
Disclosures necessary to obtain, process, rate, underwrite, administer, or service an insurance transaction requested by you, and disclosures to service providers performing permitted functions, may be permitted by law without an opt-out.
If Compair begins making a category of nonaffiliated disclosure for which applicable insurance privacy law requires an opt-out opportunity, Compair will provide the required notice and a reasonable method to exercise that right before making the applicable disclosure.
Compair applies applicable privacy and security protections to nonpublic personal financial information concerning former customers as required by applicable law.
Where applicable insurance law requires Compair to provide an initial, annual, or revised insurance privacy notice, Compair may provide this Privacy Policy or a supplemental privacy notice in a manner permitted or required by applicable law.
For insurance transactions conducted electronically, Compair may display the applicable privacy notice electronically and require you to acknowledge receipt as part of obtaining an insurance product or Service where permitted or required by law.
Where you have agreed to receive insurance privacy notices electronically, Compair may make the current notice continuously available through the Website or your account to the extent permitted by applicable law.
Compair may use contact information you provide to communicate with you concerning:
Compair’s Website may provide an optional consent disclosure substantially stating that, by checking a box, you agree to receive calls and/or text messages from Compair Insurance and its insurance partners about quotes, coverage options, and related offers; that messages may be sent using automated technology; that consent is not required to purchase insurance; and that message and data rates may apply.
If you affirmatively provide such consent, Compair and the insurance partners covered by the applicable consent may use the telephone number you provide to communicate with you within the scope of that consent and applicable law.
Where permitted by the consent you provide and applicable law, communications may be made using automated technology, an automatic telephone dialing system, artificial voice, prerecorded voice, or similar technology.
The precise language of the consent disclosure presented to you at the time you provide consent controls the scope of your authorization.
Where applicable law requires additional or more specific consent, identification, or disclosure, Compair or the applicable insurance partner will obtain or provide it as required.
Consent to marketing calls or text messages for which affirmative consent is required by law is not a condition of purchasing insurance, receiving a quote, or using Compair’s core insurance-comparison Services.
Message and data rates may apply.
You may revoke consent to marketing calls or text messages at any time through a reasonable method permitted by applicable law.
You may generally reply STOP to an applicable marketing text message to stop future messages from that messaging program. You may also ask Compair to stop marketing telephone calls or otherwise notify Compair through a reasonable method.
Compair will process legally valid revocation and do-not-call requests as required by applicable law.
Compair may retain records of consent, consent revocation, telephone suppression, and text-message opt-outs to document and honor communication preferences.
Compair may send transactional, service-related, relationship, and marketing email communications using the email address you provide.
Marketing emails sent by or on behalf of Compair will include a clear and conspicuous method to unsubscribe from future Compair marketing emails and will contain sender-identification and postal-address information required by applicable law.
You may also request removal from Compair’s marketing email list by contacting support@compairins.com.
Compair will process valid marketing-email opt-out requests within the period required by applicable law and may process them sooner.
Compair may maintain a marketing-suppression record after you unsubscribe so that your opt-out preference can continue to be honored.
An opt-out from marketing email does not necessarily stop transactional, quote, account, security, legal, payment, subscription, customer-service, or other non-marketing communications.
Compair may contact you by live telephone call regarding an insurance quote, insurance request, account, Service, renewal, customer-service request, or other lawful insurance-related purpose.
Compair may make marketing or promotional telephone calls where permitted by applicable law and after obtaining any legally required consent.
You may ask Compair not to make marketing calls to a particular telephone number, and Compair will honor legally valid do-not-call and consent-revocation requests.
Compair may monitor or record telephone, video, or online communications for customer service, training, quality assurance, fraud prevention, documentation, security, and compliance purposes where permitted by law.
Where applicable law requires notice or consent before recording, Compair will provide the required notice or obtain the required consent.
Compair and our service providers may use cookies, pixels, tags, scripts, local storage, software tools, and similar technologies to:
Compair may use third-party services such as analytics, fraud-prevention, security, CAPTCHA, advertising, and advertising-measurement services. These providers may collect device and Website-interaction information through cookies or similar technologies.
You may adjust browser settings to block or delete cookies. Blocking certain cookies may cause portions of the Website or Services to function improperly.
Where legally required, additional cookie or advertising choices may be provided through a cookie-preference or privacy-control interface.
Compair may use analytics and advertising service providers to understand Website usage, measure marketing effectiveness, identify technical problems, improve the Services, and understand how users interact with Compair.
Advertising providers may use cookies or similar identifiers to measure advertising or, where permitted, display advertising based on prior interactions with the Website.
Compair does not authorize advertising providers to determine insurance eligibility, underwriting, coverage, or insurance premium.
Compair does not intentionally provide nonpublic insurance application information to unrelated advertising companies for their independent marketing purposes except where expressly disclosed and permitted by applicable law.
If Compair offers saved quotes, customer accounts, Quote Refresh, or similar features, Compair may associate information with your account, browser, email address, device, or another identifier so that you can resume or manage an insurance transaction across sessions or devices.
When you purchase Quote Refresh, information concerning your subscription, renewal schedule, payment status, transaction history, cancellation status, and related insurance information may be retained and used to administer the Service.
By providing card or other payment information and affirmatively purchasing Quote Refresh, you authorize recurring payments as described in the applicable checkout disclosure and Compair’s Terms and Conditions.
Compair may retain records reasonably necessary to document your subscription, payment authorization, renewal, cancellation, or other transaction history.
Payments for optional paid Compair Services may be processed by third-party payment processors.
Those processors may collect payment-card and billing information directly under their own privacy and security practices.
Compair may receive information such as transaction identifiers, limited card details, payment status, subscription status, refunds, renewal information, and billing history without receiving or retaining the complete payment-card number.
Compair retains Personal Information for as long as reasonably necessary for the purposes for which it was collected, including:
Retention periods may vary depending on the type of information, customer relationship, insurance transaction, regulatory requirement, contractual obligation, security need, or legitimate business purpose.
When information is no longer reasonably necessary, Compair may delete, de-identify, aggregate, or securely dispose of it, subject to applicable law and record-retention requirements.
Compair maintains administrative, technical, and physical safeguards designed to protect Personal Information from unauthorized access, acquisition, loss, misuse, alteration, destruction, or disclosure.
Security measures may include access controls, authentication, transmission or storage protections, security monitoring, vendor controls, incident-response procedures, and other safeguards appropriate to the nature of the information and Services.
Access to nonpublic personal information is limited based on legitimate business needs, applicable security controls, and legal requirements.
No website, network, database, storage platform, system, or electronic transmission can be guaranteed to be completely secure. Accordingly, Compair cannot guarantee absolute security.
If Compair discovers a security incident involving Personal Information, Compair will investigate the incident and take actions determined appropriate under the circumstances.
Compair will provide notices to affected consumers, insurance regulators, governmental authorities, or other parties when required by applicable law.
Depending on applicable law, the nature of the information, and your relationship with Compair, you may have rights to request:
Privacy rights are subject to legal limitations and exceptions. Compair may be required or permitted to retain or use information for insurance transactions, regulatory compliance, fraud prevention, security, recordkeeping, legal claims, customer service, communication suppression, or other lawful purposes.
Certain state consumer-privacy statutes may exclude, exempt, or separately regulate information covered by insurance or financial privacy laws.
To submit a privacy request, email support@compairins.com with the subject line PRIVACY REQUEST.
Compair may request information reasonably necessary to verify your identity, authority, or relationship with the information before fulfilling a request.
Where permitted by law, an authorized agent may submit a privacy request on your behalf, subject to applicable verification requirements.
Compair will not unlawfully discriminate against a consumer for exercising a privacy right provided by applicable law.
Privacy rights and communication preferences are not necessarily the same.
You may unsubscribe from marketing emails using the unsubscribe method contained in a marketing email or by contacting support@compairins.com.
You may generally stop marketing text messages by replying STOP to the applicable messaging program.
You may request that Compair stop marketing telephone calls to a particular telephone number by communicating that request during a call or through another reasonable method.
Compair may continue sending non-marketing communications that are reasonably necessary for an insurance transaction, account, subscription, payment, security issue, legal requirement, or customer-service matter.
Some browsers and devices allow privacy preference signals such as Global Privacy Control (“GPC”) or “Do Not Track” signals.
Because legal requirements concerning these signals vary by jurisdiction and the type of data processing involved, Compair’s response may depend on applicable law.
Where applicable law requires Compair to recognize a legally valid universal opt-out preference signal, Compair will process the signal as required by applicable law.
Compair’s Services are not directed to children for their independent purchase or application for insurance.
Compair does not knowingly invite children under 13 to submit Personal Information directly through the Services.
An adult insurance applicant may nevertheless be required to provide information concerning a minor household member, child, driver, dependent, or other individual when that information is relevant to an insurance transaction.
Such information will be handled in accordance with this Privacy Policy and applicable law.
The Services may contain links to or integrations with insurance carriers, payment processors, consumer reporting agencies, insurance technology providers, and other third-party websites or Services.
This Privacy Policy does not control the independent privacy practices of a third party that Compair does not control.
You should review the applicable third party’s privacy notice before providing additional information directly to that party.
If Compair is involved in an acquisition, merger, financing, investment, reorganization, sale of assets, change of control, bankruptcy, dissolution, or similar business transaction, Personal Information may be evaluated, disclosed, or transferred as part of that transaction, subject to applicable law.
Compair may create aggregated, statistical, or de-identified information from information collected through the Services.
Compair may use and disclose information that cannot reasonably be linked to an identified or identifiable individual for analytics, research, product development, business planning, fraud prevention, reporting, marketing measurement, or other lawful purposes.
Where applicable law regulates de-identified information, Compair will handle such information in accordance with applicable requirements.
Compair is a United States business, and the Services are primarily intended for insurance transactions in the United States.
Information may be stored or processed in the United States or other locations where Compair’s technology providers, service providers, contractors, or authorized partners maintain operations.
Where applicable law requires safeguards concerning a transfer or processing location, Compair will use safeguards required by applicable law.
Compair may update this Privacy Policy from time to time to reflect changes in our Services, insurance products, technology, vendors, information practices, regulatory requirements, or applicable law.
Compair will update the “Last Updated” date when this Privacy Policy is revised.
If a change requires additional notice, acknowledgement, consent, or an opt-out opportunity under applicable law, Compair will provide it as required.
Compair may expand into additional states, insurance products, carriers, networks, or Services.
Different jurisdictions or insurance products may impose additional privacy, consumer-report, communications, insurance, or disclosure requirements.
Where applicable, Compair may provide supplemental state-specific, carrier-specific, product-specific, or transaction-specific notices that supplement this Privacy Policy for affected consumers.
For questions concerning this Privacy Policy, our information practices, communication preferences, or privacy rights, contact:
Compair Insurance Quotes LLC
Email:
support@compairins.com
Website:
https://compairinsurance.com/